Why financing changes the math on $1K+ services

A client who would say “no” to a $1,400 laser package will say “yes” to $58/month financing. Same revenue to the studio, different mental math for the client. Most studios offer financing but bury it on a website footer no one reads. The snapshot puts it where it actually converts.

The financing rails wired in

• Cherry — soft-credit-pull, 0% promo periods, fast approval.
• Affirm — for higher-ticket packages, longer terms available.
• CareCredit — health-and-beauty specific, useful for med-spa procedures.

Where financing appears in the client journey

Pre-consult

For procedures with a typical price above your threshold (e.g., $600+), the booking confirmation email includes: “Wondering about financing? Pre-qualify in 30 seconds — see what you’d pay per month with no impact to your credit score.”

At consult

Consult intake form captures whether the client wants financing info. If yes, the provider has Cherry’s pre-qualification link ready to share during the consult.

At checkout

The checkout flow shows both pay-in-full and finance options side-by-side. Click “finance with Cherry,” approval in 60 seconds, complete checkout.

Post-checkout for non-completed approvals

A client who started a financing application but didn’t finish gets an SMS within an hour: “Looks like you started financing — need help wrapping it up?”

Why this matters for med-spa and body-contouring studios

Single laser-package sales: typical close rate without financing 35%, with financing front-and-center 58%. Body-contouring packages: 22% → 41%. The conversion lift more than pays for the cost of the snapshot in the first 2 weeks for any studio offering treatments above $1,000.

What you don’t have to do

Set up the financing partner accounts (we can help during install if you don’t have them yet). Build the integration manually. Build the pre-qualification flow. Customize the checkout. Set up the abandoned-application recovery. All of that is wired in on day one.